If you’ve been considering your Jeep® finance options, there are a few things to think about. While your income and expenses come into play, your credit is also an important factor. And, if that’s a concern, our financial experts at Fields Chrysler Jeep Dodge RAM Glenview can help. Let’s look at some ways to raise your credit score.
Review Your Credit Report
Before you attempt to rebuild your credit, it’s important to understand your score and what’s affecting it. Do you have late payments that need to be addressed? Are you maxing out your credit cards? It’s easy to access a free annual credit report online without impacting your score.
Challenge Discrepancies
Often, people pull their credit report and see issues on there that aren’t even theirs. If you see a debt that isn’t yours or late payments that shouldn’t be considered late, you can challenge those discrepancies. Removing these errors can help you improve your score in no time.
Keep Up with Your Payments
Every on-time payment helps rebuild your credit. You’ll notice that in no time if your payments are ever late. Set a reminder to ensure you are making payments on time or, better yet, set them up to be paid automatically.
Add Available Credit
Your available credit is also a huge factor in your credit score. If your cards are maxed out, consider paying a lump sum or requesting a credit line increase to raise your available credit. You can also consider being added as an authorized user on someone else’s credit card (as long as they use and pay theirs responsibly).
Get More Jeep Financing Tips Near Chicago, IL
Whether you have questions about your credit or are ready to discuss your financing options, we can help. Visit Fields Chrysler Jeep Dodge RAM Glenview near Chicago, IL to meet with our financial experts today. We’re happy to answer your questions!